Welcome to VA Mortgage Hub, Florida’s leading and local VA home loan resource. VA Mortgage Hub specializes in Veterans Administration (VA) home loans for new military home buyers and current homeowners in FL & GA. Whether you are located in Jacksonville, Pensacola, Tampa, Orlando FL, Sarasota, Lakeland, Naples or Key West, we can help.
The VA loan program is a government mortgage program backed by U.S. Department of Veterans Affairs and provides a number of homeownership opportunities with no down payment needed. The government backed VA loan is available to active duty military personal, honorably discharged veterans and their widows. This is one of the few remaining mortgage programs that still allow home buyers to purchase a Florida home with NO MONEY DOWN. Regardless of your credit, financial or mortgage knowledge, VA Mortgage Hub is always happy to assist you 7 days a week. We take the time to answer all your questions and educated you on the wonderful advantages of VA home loans. If you are looking for information on government mortgage options in Florida, you have come to the right place!
More than 29 million veterans and military service personnel are eligible to receive a VA home loan. The VA mortgage program was established to provide financial assistance in purchasing a home with a limited or no down payment. However, many Americans that qualify for this beneficial home loan never take advantage of it. For qualified Florida applicants, the VA guarantees 100% mortgage amounts up to $417,000 (some Florida & Georgia counties are slightly higher). Which means you can purchase a home with NO money down and NO monthly mortgage insurance. The VA loan program also allows for seller contributions toward buyers closing costs.
Questions? Please submit the quick Info Request Form to the right side of this page to have a VA loan specialist contact you 7 days week →
Mobile phone users – please select the blue info request icon at the top of your page, or call ph: 800-743-7556
The VA Mortgage Advantage:
- NO money down – up to 100% financing in Florida.
- Low VA interest rates, often times lower than conventional and FHA loan programs.
- Secure 15 or 30 year fixed rate or adjustable rate terms with no prepayment penalty.
- NO monthly mortgage insurance (PMI) like other home loans.
- Closing costs can be paid by the property seller. This limits buyers out of pocket money needed to close.
- Minimal assets required to qualify.
- Qualifying with a low credit score is possible. * Current min is 620.
- VA home loans are for ANY new or existing home. Please note we currently do not permit mobile homes.
Whether you are purchasing a home, or refinancing your existing home, we can help! Please see the VA Purchase and Refinance tabs above to dig in and learn more. US Government backed 100% VA financing, historic low interest rates and affordable property values makes this a great time to purchase or refinance.
Please call us with questions 7 days a week at ph: 800-743-7556 Loan applicants can also expedite your request more quickly by submitting the short information request form on the right side of your screen →
Mobile phone users – please select the blue info request icon at the top of your screen. We generally respond to all submitted requests within 15 minutes during normal business hours.
See why VA Mortgage Hub is Fla & GA most trusted and leading VA loan resource. We are always happy to answer your questions about VA eligibility and lender pre approval requirements. Have confidence that you are dealing with Florida’s local VA loan specialists.
Serving all Florida & Georgia Navy, Army, Air Force, Marines, Coast Guard and National Guard heroes – Pensacola, Elgin, Panama City, Clearwater, Tallahassee, Jacksonville NAS, Gainesville, Sarasota, Fort Myers, West Palm Beach, Tampa, Orlando, Ocala, Naples, Key Largo FL, Atlanta, Macon, Savannah, Athens GA, Florida VA Mortgage Hub, VA Home Loan Lender, July 2015, 7/15