Many Texas first-time buyers don't have the means for the large down payments required by most mortgage programs today. The good news is the 100% USDA Rural Housing loans are offered to help lower to moderate-income households … [Read more...] about Texas Updated USDA Loan Requirements
Other Home Loans
California 95 percent Jumbo Loan
California home buyers now have the option to secure Jumbo mortgage financing up to 95%. This is great news since many higher costs locations in CA like Los Angeles, San Francisco, San Diego, etc, exceed the standard conforming … [Read more...] about California 95 percent Jumbo Loan
Conventional Home Loans With 3% Down Payment
Conventional home loans with 3% down payment are now available for approved home buyers nationwide in 2025. 97% Conforming loans are a great tool to help first-time buyers who may not have the resources for a larger down payment … [Read more...] about Conventional Home Loans With 3% Down Payment
USDA Mortgage – The Other 100% Home Loan
Let's talk about the 100% financing USDA Rural Housing home loan. Obviously to be eligible for a VA home loan applicants must be current or past military. But what about all the other borrowers in Florida that aren't military, … [Read more...] about USDA Mortgage – The Other 100% Home Loan
Comparing FHA vs USDA Home Loans
The question always arises when it all comes down to choosing which government program would be better - USDA or FHA. This information should give buyers a general idea of the basic pros and cons. Note that all the information … [Read more...] about Comparing FHA vs USDA Home Loans
5% Down Jumbo Loan Texas
Texas home buyers in high-cost locations of Austin, San Antonio, Dallas, Houston, etc. want to read about the new Jumbo financing mortgage options available in 2025. Below, we will discuss the current Jumbo loan requirements and … [Read more...] about 5% Down Jumbo Loan Texas
Low Down Payment Jumbo Washington State
Many homebuyers in Washington state require higher loan amounts, just not offered through VA and FHA financing. Additionally, many of these buyers do not have the 10% or even 20% down payment required by most lenders and … [Read more...] about Low Down Payment Jumbo Washington State
Ocala USDA Home Loan
The Ocala USDA home loan program has become the top choice for many first time home buyers in Marion County. The Ocala USDA home loan offers several benefits, keeping in mind the limited savings most first-time buyers … [Read more...] about Ocala USDA Home Loan
Rural Home Loan By USDA
Rural home loans by USDA offer a great option for first time home owners seeking 100% financing. In fact VA and USDA are the only government loan options in 2020 that allow buyers to purchase a home with NO money down.USDA … [Read more...] about Rural Home Loan By USDA
FHA Loan 3.5 percent down
FHA loans are mortgages that are insured by the Federal Housing Administration. What this means is the federal government basically guarantees the loan to lenders and banks even if the home owner defaults and cannot pay. Mortgage … [Read more...] about FHA Loan 3.5 percent down