Home buyers interested in a new VA purchase or refinance loan will find the latest 2025 VA Funding Fee Chart below. VA funding fees were recently reduced back to previous levels. Veterans who qualify as 10% (or greater) disabled as a result of active military service are NOT required to pay a funding fee. The VA funding fee may be paid in cash, or it may be included in the home buyer’s mortgage.
VA does not require monthly mortgage insurance (PMI) charges, only the one-time funding fee. This is a welcome benefit for VA-eligible home buyers. Again, the funding fee chart applies to all VA home purchases, VA Jumbo Loan, 100% cash out refinance, streamline and VA IRRRL refinance transactions starting in 2024.
Applicants can also read the complete 2025 VA Loan Guidelines here. Please contact us 7 days a week with questions by calling the number above, or just submit the Info Request Form on this page.
